Data Retention & Disposal Policy

Personal OS · Effective July 17, 2026

Personal OS is a private, single-user application; the account owner is the only data subject. This policy describes what is stored, how long it is kept, and how it is disposed of.

What is retained

What is NOT retained

Raw bank data obtained via Plaid (account balances and transactions) is fetched live per request and not stored. OneDrive files remain in Microsoft's storage and are read on demand, not copied into the app.

Retention period

Data is retained only as long as it is needed for the application to function, or until the user removes it. Data the user deletes, or that belongs to an integration the user disconnects, is not retained.

Deletion & disposal

Data-subject rights

The owner can access, export, and delete their data at any time, consistent with applicable data-privacy laws (including rights of access and erasure).

Review

This policy is reviewed by the owner at least annually and whenever the application's data handling changes.

Contact

Questions: icomike@gmail.com. See also the Privacy Policy.

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